librarygirlLearning about financial credit and debt management is a critical skill for any adult as it helps the adult become financially responsible and knowledgeable, thus ensuring a secure financial future.

We’ve created a library to supplement our program that further educates you about financial, credit and debt management.

Our library has links to topics, tools, articles and other information.


• Credit Card Module: Credit Card Agreement and Important Terms

• Student Loans Module: Types of Student Loans

• Mortgages Module: Types of Mortgages

• Credit Reports Module: Credit Bureaus

• Taxes Module: 1040 EZ Filing Instructions and Form (2013)

Instructions link

Form link

• Taxes Module: W-2 Instructions and Form (2013)

Instructions link

Form link

• Taxes Module: W-4 Instructions and Form (2013)

Link for both instructions/form


• Budget Calculator

• Budget Worksheet

• Compound Interest Calculator

• Credit Card Repayment Calculator

• Simple Interest Calculator

• Mortgage Payment Calculator

• Retirement Calculator

• Student Loan Calculators

Articles  (General)

• Financial Literacy

• Financial Lessons

Credit Cards

• Credit Card Debt Forecasts


• Consolidating Debt

Student Loans

• Student Loan Bubble

• Student Graduates with $100,000 in Loans

Budget & Money Management

• Cut Spending in Half

• Bank Overdraft Fees

Credit Reports

• Building Good Credit

• Tips to Fix Your Credit


• First Thing to Do Before Buying a Home;_ylt=An3vK8crJ7W2_E7K.1adgYK65YdG;_ylu=X3oDMTI1dnB1a2k2BG1pdANCdXlpbmcgU3ViY2F0ZWdvcnkgbmV3IG5ldyBuZXcEcG9zAzE5BHNlYwNNZWRpYUJMaXN0TWl4ZWRMUENBVGVtcA–;_ylg=X3oDMTBhYWM1a2sxBGxhbmcDZW4tVVM-;_ylv=3


• Unnecessary Insurance Policies


• Tax-deferred Savings

Identity Theft

 • Protecting Your Social Security Number

Investment & Retirement

• Generation Y Retirement

• 10 Things about Social Security